Vehicle insurance is essential protection on the road, just like your safety gear. It covers the cost of repairs and replacement of any damaged property and medical bills for anyone injured in an accident. So, instead of covering all the expenses from your pocket, you can count on your insurance to help you meet up with the essential financial responsibilities.
Below are some more benefits of having insurance for your vehicle:
Liability coverage helps you pay for repairs and other bills that arise from the damages you cause to a person or their property during an accident. Most insurance policies offer varying levels of liability coverage, with higher levels being more expensive. However, higher liability coverage levels are beneficial for new drivers or people who drive through urban areas, as they have a higher probability of accidents. More experienced drivers can make do with lower liability coverage amounts.
Guest Passenger Coverage
Guest Passenger Coverage helps you cover the bills of passengers who ride with you in the event of an accident. It is valuable because your passenger may not have good insurance coverage. Your vehicle insurance ensures they won’t have to bother about injury and the medical bills that follow. Your insurance saves them from the financial distress that comes with accidents.
Medical Payments & Personal Injury Protection
Insurance will cover every medical bill that you incur from the injuries sustained from an accident, irrespective of who causes the accident. It ensures that you remain financially stable since it avoids undue stress.
Personal injury Protection is an optional feature that offers even more coverage in the event of a crash. It pays for expenses like child care, lost wages, and so on that you incur while recovering from your injuries.
Collision & Comprehensive Coverage
While property liability pays for the repair or replacement of other people’s property, collision and comprehensive coverage focus on the damage done to your property. Collision insurance pays to repair or replace your vehicle should an accident occur, while comprehensive coverage provides the same protection if a non-collision like a storm, theft, or even fire, damages your car. Comprehensive insurance even covers your vehicle when it is parked in front of your house.
Mechanical breakdown insurance is an optional insurance feature that covers certain repairs to your vehicle. It makes it look like you have an extended warranty that helps you repair the transmission, engine, and other regular maintenance your vehicle needs.
Roadside Insurance & Towing
Roadside Insurance and Towing offers to tow your vehicle to the nearest repair shop in the event of a breakdown. It helps you avoid the stress of being stranded on the road when your car breaks down. It also covers flat tires, battery failure, and electrical or mechanical breakdowns, with free delivery of oil, water, or even fuel if necessary so you can get you back on the road as soon as possible.
We offer comprehensive motorcycle insurance coverage options that you can choose from. Our vehicle insurance policies provide you with complete peace of mind. You are confident that you will face no financial difficulties in the event of a loss or damage to your vehicle or others.